Free for contractors

Calculate your OCIP/CCIP
insurance deduction instantly

Wrap-up programs require contractors to deduct their insurance costs from bids. This tool does the math using your own rates — and the AI reads your policy documents so you don't have to enter anything manually.

📱 Best experienced on mobile
🤖

AI reads your policy

Drag and drop your rating pages or endorsements. Claude extracts your GL rate, umbrella rate, EMR, and WC rates automatically — no manual data entry required.

🔢

Transparent math

Every result includes a full step-by-step breakdown showing exactly how the number was derived. No black box. The GC can verify it themselves.

📧

Email-ready output

Send the full calculation and methodology to anyone — your estimator, PM, or the GC — directly from the app with one tap.

How it works

1

Upload your policy

Drop your WC rating pages or GL endorsements. The AI extracts all rates automatically.

2

Fill in the project

Contract value, state, and labor scope — self-perform, subcontracted, or delivery only.

3

See your deduction

WC, GL, and umbrella deductions calculate instantly with a full rate breakdown.

4

Email the results

Send the calculation to anyone. Includes the full methodology so there are no disputes.

📱 Install on your phone

Open this page on your phone and add it to your home screen. Works fully offline once installed — no app store needed.

🍎 Safari → Share → Add to Home Screen
🤖 Chrome → ⋮ → Add to Home Screen

Lindsay

StructCor Insurance Expert
Hi! I'm Lindsay, your StructCor insurance expert. How can I help you? I can answer questions about OCIP/CCIP deductions, validate your rates, or tell you about our full platform.